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1 личное пенсионное обеспечение, программа (или план)
личное пенсионное обеспечение, программа (или план)
Покупаемая система пенсионного обеспечения (money-purchase pension scheme), которую использует работающий по найму, не желающий пользоваться Государственной пенсионной программой “в зависимости от доходов” (State Earnings-Related Pension Scheme). Данное лицо может прибегнуть к собственной программе вне зависимости от того, участвует ли его работодатель в системе пенсионного обеспечения по месту работу (occupational pension scheme) или нет. Личная пенсионная программа предусматривает выплату половины пенсии данного лица в случае его смерти супруге (супругу). Личная пенсионная программа подлежит утверждению Управлением пенсионного обеспечения по месту работы до того, как данное лицо откажется от участия в Государственной пенсионной программе “в зависимости от доходов”. Лицо, прибегнувшее к личной пенсионной программе вместо Государственной пенсионной программы “в зависимости от доходов” или пенсионного обеспечения по месту работы, выплачивает взносы в систему Национального страхования по обычной полной ставке. Разницу между этой более высокой ставкой и более низкими ставками выплат в рамках систем, от которых данное лицо отказалось, оплачивает Министерство социального обеспечения.
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Русско-английский словарь нормативно-технической терминологии > личное пенсионное обеспечение, программа (или план)
См. также в других словарях:
money-purchase pension scheme — A defined contribution pension scheme as opposed to a defined benefit pension scheme … Big dictionary of business and management
money purchase scheme — Also known as a defined contribution scheme. A pension scheme where the benefits payable to an individual member are calculated by reference to contributions paid in to the scheme in respect of that member increased by the investment return… … Law dictionary
money-purchase scheme — Also known as a defined contribution scheme. A pension scheme where the benefits payable to an individual member are calculated by reference to contributions paid in to the scheme in respect of that member increased by the investment return… … Law dictionary
money purchase scheme — UK US noun [countable] [singular money purchase scheme plural money purchase schemes] business a pension plan in which a person’s payments are used to invest in an annuity . The amount of pension that the person receives depends on the total… … Useful english dictionary
money-purchase — A money purchase occupational pension scheme is where contributions are based on fixed cash amounts or salary percentages. These sums plus investment income and capital gains together provide retirement benefits based on the performance of the… … Law dictionary
money-purchase — UK US adjective [before noun] FINANCE ► used to describe a type of pension in the UK in which the money you put in while you are working is invested, and the amount you receive when you stop working depends on how well the investments perform: »I … Financial and business terms
money purchase scheme — UK / US noun [countable] Word forms money purchase scheme : singular money purchase scheme plural money purchase schemes business a pension plan in which a person s payments are used to invest in an annuity. The amount of pension that the person… … English dictionary
Money Purchase — A Money Purchase scheme is a type of pension arrangement in the United Kingdom. It can either be sponsored by an employer or an individual arrangement with an insurance company. Basically, with type of arrangement a sum of money is accrued which… … Wikipedia
Money purchase — A Money Purchase scheme is a type of pension arrangement in the United Kingdom. It can either be sponsored by an employer (such as a SSAS) or an individual arrangement (such as a SIPP or Personal pension, sometimes with an insurance company).… … Wikipedia
money purchase scheme — /ˌmʌni pɜ:tʃɪs ski:m/ noun any pension scheme to which members make contributions which determine the final pension (as opposed to a ‘final salary scheme’ where the pension is a percentage of the final salary earned) … Dictionary of banking and finance
State Earnings-Related Pension Scheme — The State Earnings Related Pension Scheme (SERPS) is a UK Government pension arrangement. The scheme ran from 6 April 1978 to 5 April 2002. Everybody who paid full class 1 National Insurance at some point between 1978 and 2002 earned a pension… … Wikipedia
